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First Class
Agencies

The highest-producing insurance distribution organization in the country. Built for agents who refuse to fly coach.

$6M+
Monthly Revenue
500+
Active Agents
145%
Max Life Comp
30%
Max Health Comp

Everything You Need to Win

Tools, compensation, training, and a culture built to take you to the top.

๐Ÿ’ฐ
Compensation
Up to 145% direct to carrier. No LOA. Own every contract you build from day one.
๐Ÿ“ˆ
Promotions
Clear path from Associate to EVP. Hit production milestones and your level moves automatically.
๐Ÿ†
Incentives
Fast Start Awards, Hall of Fame, quarterly trips. A recognition system that makes agents perform.
๐Ÿ“‹
Carrier Rates
Full commission schedule โ€” Corebridge, Foresters, Transamerica, MOO, F&G, Fidelity, SBLI, Ethos and more.
๐ŸŽ“
Bootcamp
AJ Jones did $1.2M his first year. Now he teaches the system at firstclassbootcamp.com.
๐Ÿ’ฌ
FCA Discord
Team hub. Live leaderboard, wins channel, announcements, and direct access to leadership.
๐Ÿ’ป
Agent CRM
Your back office. Dialing, SMS, pipeline, book of business, scripts, and UW toolkit.
๐Ÿ”—
Agent Tools
All your resources in one place โ€” CRM, Discord, Bootcamp, and more.
๐Ÿš€
Join FCA
Apply to join First Class Agencies. Licensed or pre-licensed โ€” if you're serious, we want to talk.
Compensation Grids
Life Insurance ยท Health Insurance ยท Full Tier Breakdowns
Builder Contracts
145%
$2,000,000
Total Hierarchy Issued Paid
3 AVP + 3 RVP + 3 SD + 5 D
Executive VP
140%
$2,000,000
Total Hierarchy Issued Paid
2 AVP + 2 RVP + 2 SD + 5 D
Sr. Vice President
135%
$1,250,000
Total Hierarchy Issued Paid
1 AVP + 1 RVP + 1 SD + 5 D
Vice President
130%
$750,000
Total Hierarchy Issued Paid
1 RVP + 1 SD + 1 SD + 2 D
Regional VP
125%
$500,000
Total Hierarchy Issued Paid
1 SD + 1 SD + 1 SD + 1 D
Area VP
Producer & Builder Contracts
Producer Contracts
120%
$100,000
Personal Production Issued Paid
115%
$90,000
Personal Production Issued Paid
110%
$80,000
Personal Production Issued Paid
105%
$70,000
Personal Production Issued Paid
100%
$60,000
Personal Production Issued Paid
95%
$50,000
Personal Production Issued Paid
90%
$40,000
Personal Production Issued Paid
85%
$25,000
Personal Production Issued Paid
80%
Starting
Contract
Builder Contracts
120%
$150,000
Total Hierarchy Issued Paid
115%
$125,000
Total Hierarchy Issued Paid
110%
$100,000
Total Hierarchy Issued Paid
105%
$75,000
Total Hierarchy Issued Paid
100%
$50,000
Total Hierarchy Issued Paid
95%
$40,000
Total Hierarchy Issued Paid
90%
$30,000
Total Hierarchy Issued Paid
85%
$20,000
Total Hierarchy Issued Paid
โ€”
N/A

Qualification: Hit required production 2 consecutive months. Production months end last Thursday of each month.

50% Max Rule: If one leg exceeds 50% of total hierarchy production, only 50% credit applies for that leg.

Maintenance: Must achieve required production once every 3 months minimum to maintain level.

Promotional Chart
Your Path from Associate to Executive VP
Executive Leadership
EVP
Executive Vice President
140/145%
$2,000,000
3 AVP + 3 RVP + 3 SD + 5 D
SVP
Senior Vice President
135%
$2,000,000
2 AVP + 2 RVP + 2 SD + 5 D
VP
Vice President
130%
$1,250,000
1 AVP + 1 RVP + 1 SD + 5 D
RVP
Regional Vice President
125%
$750,000
1 RVP + 1 SD + 1 SD + 2 D
AVP
Area Vice President
120%
$500,000
1 SD + 1 SD + 1 SD + 1 D
Director Level
NSD
National Sales Director
115%
$350,000
1 RSD + 1 SD + 2 D
RSD
Regional Sales Director
110%
$200,000
1 SD + 2 D
SD
Sales Director
105%
$150,000
3 Directors
D
Director
100%
$100k TV ยท $60k PV
2 Directors
Agent Level โ€” Personal Volume
EP
Elite Producer
95%
$50,000
TP
Top Producer
90%
$40,000
SA
Senior Associate
85%
$25,000
JA
Junior Associate
80%
Starting
A
Associate
75%
Starting
VP Income Example
AVP @ 120% doing $500k โ€” earns 10%$50,000
NSD @ 115% doing $350k โ€” earns 15%$52,500
Director @ 100% doing $100k โ€” earns 30%$30,000
5x Directors @ 95% doing $50k โ€” earns 35%$87,500
Total Spread Income / Month$220,000+
Incentives & Awards
90-Day Fast Start ยท Quarterly Rewards ยท Hall of Fame
90-Day Fast Start Program
01
Wheels Up
Days 1-30 ยท First Month
$15,000
Issued Paid Target
Milestones
$5,000 Issued PaidFirst policy milestone
$10,000 Issued PaidTop 30% of new agents
$15,000 Issued PaidFull Wheels Up status
Rewards
$5k โ€” Welcome KitFCA notebook, pen, letter from leadership
$10k โ€” FCA T-ShirtExclusive First Class tee
$15k โ€” Cap + ShoutoutBranded cap + team recognition
02
Cleared for Takeoff
Days 31-60 ยท Second Month
$25,000
Issued Paid Target
Milestones
$15,000 MTDMaintaining Wheels Up pace
$25,000 MTDFull Cleared for Takeoff
Rewards
$15k โ€” Team RecognitionLeaderboard + group shoutout
$25k โ€” FCA DuffelPremium branded bag
03
First Class
Days 61-90 ยท Third Month
$40,000
Issued Paid Target
Milestones
$25,000 MTDMaintaining prior pace
$40,000 MTD90-day program complete
Rewards
$35k โ€” Leadership DinnerExclusive quarterly invite
$40k โ€” Trophy + JacketFCA quarter-zip + personal trophy
Hall of Fame
๐Ÿ†
First Class Hall of Fame
Annual Production Achievement
$500,000
Issued Paid โ€” Annual Threshold
What It Takes
$500,000 Issued Paid in a calendar yearPersonal production only
Active and in good standingMust be contracted at time of induction
Inducted at Annual SummitRecognized in front of the entire organization
Rewards
FCA Hall of Fame JacketCustom embroidered โ€” your name, your year
Personalized PlaqueEngraved and delivered to your home
$1,000 Experience BonusCash or travel credit
VIP Summit ExperienceAll-expenses covered seat
Session Details
Optional โ€” fill in after your counters
Activity Details
Talk Time (mins)
Quotes Sent
Follow-Ups Scheduled
Lead Source
Bought List
Referral
Internet Lead
Warm Market
Social Media
Aged Lead
Sale Details
Development
Recruits Contacted Today
Training / Mentorship
Watched Training
Mentorship Call
Team Meeting
Product Study
Notes
First Class Bootcamp
Your Flight to Success Starts Here ยท firstclassbootcamp.com
4.9/5 Star Reviews ยท Thousands of Agents Worldwide
Your Flight to Success Starts Here
This bootcamp will unlock your path to wealth in life insurance. Built by Austin Jones โ€” who earned over $1.2M in his first year โ€” and designed for agents ready to go from zero to first class.
Get Instant Access โ†’
Access approved by FCA leadership ยท firstclassbootcamp.com
Who Is This For
๐Ÿš€
Ambitious Agents Ready to Level Up
If you are an insurance agent who is hungry for success and ready to take your career to new heights, this bootcamp is designed for you.
๐Ÿ’ฐ
Entrepreneurs Seeking Financial Freedom
Seasoned agent or total newbie โ€” if you are committed to building wealth through insurance, this training is for you.
๐ŸŽฏ
Coachable Go-Getters Ready to Implement
Open mind and ready to learn? This bootcamp will fast-track your success with proven strategies you can implement immediately.
The 3 Pillars of Success
01
Mindset & Structure
Secrets of cultivating a winner mindset, mastering the proven "Circle of Life" system, and structuring your day for maximum impact.
02
Advanced Sales Strategies
Unlock upfront contracts, painting the picture, and seamlessly submitting sales with advanced techniques used by top producers.
03
Objection Mastery
From common objections to upfront and application roadblocks โ€” proven strategies to keep your sales on track and close more deals.
Your Pilot on This Journey
AJ
Austin "AJ" Jones
Founder ยท First Class Agencies
In just four years, AJ built a thriving agency and helped countless agents achieve financial freedom. He went from rookie to earning over $1.2 million in his first year in insurance. As the founder of First Class Agencies, AJ created a unique culture of success โ€” empowering agents with the tools, strategies, and support they need to thrive.
What Agents Are Saying
โญโญโญโญโญ
"This bootcamp transformed my sales game! I now handle objections with ease and my closing rate has skyrocketed. A must-watch for any serious insurance agent!"
โ€” Jessica
โญโญโญโญโญ
"The advanced sales strategies module took my skills to new heights. Techniques like upfront contracts and painting the picture have made a huge impact on my closing rates."
โ€” Matt
โญโญโญโญโญ
"This bootcamp gave me the mindset, tools, and support I needed to fast-track my insurance career. If you are ready to level up, do not hesitate to enroll!"
โ€” Angela
Ready to Fly First Class?
The bootcamp is waiting. Request access now and our team will approve you within 24 hours. Your path to wealth in life insurance starts at firstclassbootcamp.com.
Go to firstclassbootcamp.com โ†’
Carrier Commission Schedule
All Carriers ยท All Contract Levels ยท Internal Use Only
Internal Use Only โ€” Commission schedule for FCA agents. Revised May 18, 2026. Commissions may differ by term, age & graded class.
Carrier Commission Schedule
Compensation Guide
Internal Use Only
01/04
First Class Agencies
Contract
Level
Corebridge Foresters Transamerica Mutual of Omaha
GIWLSIWL Strong FoundationPlanRight FEUL Term Life ExpressFinal Expense
14580%132%120%120%140%120%145%125%
14080%127%115%115%135%115%140%120%
13575%122%110%110%130%110%135%115%
13075%117%105%105%125%105%130%110%
12570%112%100%100%120%100%125%105%
12070%107%95%95%115%95%120%100%
11565%102%90%90%110%90%115%95%
11065%97%85%85%105%85%110%90%
10560%92%80%80%100%80%105%86%
10060%87%75%75%95%75%100%82%
9555%82%70%70%90%70%95%78%
9055%77%65%65%85%65%90%74%
8550%72%60%60%80%60%85%70%
8050%67%55%55%75%55%80%65%
7545%62%50%50%70%50%75%61%
7045%57%45%45%65%45%70%57%
6545%52%40%40%60%40%65%53%
Carrier Commission Schedule
Compensation Guide
Internal Use Only
02/04
First Class Agencies
Contract
Level
American Amicable F&G AHL
IULSenior ChoiceSafeCare Term PathSetterEverlastExecuDex Final Expense
145125%125%145%125%120%125%125%
140120%120%140%120%115%120%120%
135115%115%135%115%110%115%115%
130110%110%130%110%105%110%110%
125105%105%125%105%100%105%105%
120100%100%120%100%95%100%100%
11595%95%115%95%90%95%95%
11090%90%110%90%85%90%90%
10585%85%105%85%80%85%85%
10080%80%100%80%75%80%80%
9575%75%95%75%70%75%75%
9070%70%90%70%65%70%70%
8565%65%85%65%60%65%65%
8060%60%80%60%55%60%60%
7555%55%75%55%50%55%55%
7050%50%70%50%45%50%50%
6545%45%65%45%40%45%45%
Carrier Commission Schedule
Compensation Guide
Internal Use Only
03/04
First Class Agencies
Contract
Level
Fidelity SBLI
InstabrainPureTermFinal ExpenseGI Whole LifeAccidental 30-Yr Term20-Yr Term15-Yr Term10-Yr Term
145125%125%127.5%72.5%100%135%135%125%120%
140120%120%122.5%67.5%95%130%130%120%115%
135115%115%117.5%62.5%90%125%125%115%110%
130110%110%112.5%57.5%85%120%120%110%105%
125105%105%107.5%52.5%80%115%115%105%100%
120100%100%102.5%47.5%75%110%110%100%95%
11595%95%97.5%42.5%70%105%105%95%90%
11090%90%92.5%37.5%65%100%100%90%85%
10585%85%87.5%32.5%60%95%95%85%80%
10080%80%82.5%27.5%55%90%90%80%75%
9575%75%77.5%22.5%50%85%85%75%70%
9070%70%72.5%17.5%45%80%80%70%65%
8565%65%67.5%12.5%40%75%75%65%60%
8060%60%62.5%7.5%35%70%70%60%55%
7555%55%57.5%2.5%30%65%65%55%50%
7050%50%52.5%2.5%25%60%60%50%45%
6545%45%47.5%2.5%20%55%55%45%40%
Carrier Commission Schedule
Compensation Guide
Internal Use Only
04/04
First Class Agencies
Contract
Level
Ethos
Term Life PrimeTerm Life ChoiceTruStageโ„ข Term LifeEthos Index UL TruStageโ„ข Advantage WLMax % TAWL (Age 60-80)TruStageโ„ข GAWLAccumulation IUL (1st Yr)
145120%120%120%120%120%120%30%120%
140115%115%115%115%115%115%27.5%115%
135110%110%110%110%110%110%25%110%
130105%105%105%105%105%105%22.5%105%
125100%100%100%100%100%100%20%100%
12095%95%95%95%95%95%17.5%95%
11590%90%90%90%90%90%15%90%
11085%85%85%85%85%85%12.5%85%
10580%80%80%80%80%80%10%80%
10075%75%75%75%75%75%7.5%75%
9570%70%70%70%70%70%5%70%
9065%65%65%65%65%65%2.5%65%
8560%60%60%60%60%60%2.5%60%
8055%55%55%55%55%55%2.5%55%
7550%50%50%50%50%50%2.5%50%
7045%45%45%45%45%45%2.5%45%
6540%40%40%40%40%40%2.5%40%
FCA Discord
First Class Community ยท Live Updates ยท Leadership Access
๐Ÿ’ฌ
First Class Discord
Your team hub. Live leaderboard, daily wins, announcements from leadership, and a direct line to your upline โ€” all in one place.
Join the Server โ†’
Channel Structure
๐Ÿ† Production
#wins ยท #leaderboard ยท #daily-numbers ยท #accountability ยท #commissions
๐Ÿ“š Training
#scripts-library ยท #underwriting-tips ยท #product-training ยท #objection-handling
๐Ÿ’ฌ Community
#general ยท #recruiting ยท #questions ยท #celebrations ยท #mindset
๐Ÿ‘‘ Leadership
#leadership-only ยท #team-analytics ยท #strategy ยท #override-tracker
Agent Tools
Everything has moved to your dedicated platforms
๐Ÿ’ป
First Class CRM
Dialing, SMS blasting, pipeline, book of business, leaderboard, scripts, UW toolkit and more.
Open CRM โ†’
๐Ÿ’ฌ
FCA Discord
Post wins in #wins, see the live leaderboard, connect with the team and leadership.
Join Discord โ†’
Already an Agent?
This site is our recruiting portal. Your daily tools live at firstclass-crm.com and in the FCA Discord server.
FCA

Ready to Fly First Class?

Join one of the fastest-growing insurance distribution organizations in the country. No ceiling. No excuses. First class all the way.

๐Ÿ’ฐ
Industry-Leading Comp
Up to 145% on life insurance. Up to 30% on health. The highest comp structure in the business.
๐Ÿ“ˆ
Clear Growth Path
From Associate to Executive VP โ€” every level, every requirement, mapped out. You always know what's next.
๐Ÿ†
Culture That Wins
Recognition, incentives, trips, and a team that celebrates every win. This isn't just a job โ€” it's a movement.
๐ŸŽ“
Full Training System
Scripts, objection handling, product training, and mentorship from top producers. Everything you need to succeed.
๐ŸŒ
Work From Anywhere
Remote-first. Work from home, from the road, from wherever. Your income is tied to your production โ€” not your location.
๐Ÿš€
Builder Opportunity
Build your own team and earn overrides on everyone below you. This is how real wealth gets built in this industry.

Apply to Join First Class

Fill out the form below and a member of our leadership team will reach out within 24 hours.

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ยฉ 2026 First Class Agencies ยท fcagencies.com ยท Licensed Independent Insurance Agency